H.E. Saif Humaid Al Dhaheri is the Assistant Governor for Banking Operations and Support Services at the Central Bank of the UAE (CBUAE), and Chairman of the Board of Nebras. H.E. Al Dhaheri plays a pivotal role in the nation's financial infrastructure. He chairs Al Etihad Payments and Oumolat Security Printing LLC and O & S Security Solutions LLC. His extensive involvement includes participation in the Digital Economy Council and the World Economic Forum's Central Bank Digital Currency Working Group.

Michael Hartmann is a seasoned executive with over two decades of experience in steering transformative initiatives within the financial services and telecommunications sectors. His expertise encompasses Open Banking, Open Finance, payments, digital wallets, and cloud-based services. As the Head of Open Finance at Abu Dhabi Commercial Bank (ADCB), Michael is recognised for his product and technical leadership, advocating for open platforms in banking and finance to unlock new market opportunities.

Raheel Ahmed is the Group CEO of RAKBANK, where he spearheads the bank’s transformation into a digital-first, customer-centric organisation. With over 30 years of international banking experience across Europe, Asia, the Middle East, and Africa, he has held senior leadership roles at Barclays, Standard Chartered, and Citigroup. Raheel is widely recognised for his expertise in driving innovation, inclusive finance, and sustainable growth across global markets. In addition to his role at RAKBANK, Raheel currently serves as a Board Member at RAK Insurance and has served as Chairman of the UBF Fintech Committee.

Adnan Anwar is the Chief Executive Officer of the National Bank of Fujairah (NBF), bringing over two decades of banking and financial leadership to the role. Throughout his tenure, Adnan has played a key role in advancing NBF’s strategic agenda- particularly in driving digital transformation - to reinforce the bank’s position as a leader in the UAE’s banking sector. Prior to his appointment as CEO, Adnan served as Deputy Chief Executive Officer of NBF and as Chief Financial Officer. His long-standing leadership across multiple functions reflects a deep understanding of the organisation and a steadfast commitment to innovation, resilience, and sustainable growth.

Addal Sarwar serves as the Group Chief Personal Lines Officer at Liva Insurance, where he oversees the strategy and growth of the personal lines portfolio across the GCC. With a focus on innovative underwriting and customer-centric solutions, he has been instrumental in driving profitable premium growth. Prior to his current role, before joining Liva, Addal spent five years at Barclays Bank, focusing on insurance data education, and also worked as a Data Scientist at AIG UAE. His career reflects a strong blend of technical expertise and commercial leadership.

Brett King is a globally recognised futurist, bestselling author, and award-winning speaker. He is the founder of Moven, the world’s first mobile-only neobank, and host of the internationally acclaimed radio show and podcast, Breaking Banks. Recognised as a leading voice in financial technology, he has advised global institutions on the future of banking and delivered keynote talks in over 50 countries. In addition to his leadership and thought leadership roles, Brett currently serves as a Board Member at Barq and has also been a media leader through Provoke.fm, shaping conversations around the evolution of finance.

Shayne Nelson is a veteran banker with extensive expertise across several sectors of the industry. As Group CEO of Emirates NBD, Shayne has overseen one of the most successful transformation journeys in regional banking. Under his tenure, he has transformed the bank into one of the region’s most influential and digitally advanced financial institutions. He previously held several senior roles at Standard Chartered and chaired the Saadiq Islamic Advisory Board. His influence extends beyond the banking sector through his involvement with academic bodies, including the Advisory Board of the University of Wollongong in Dubai.

Khaled Ateeq Al Dhaheri is the Chief Executive Officer of the National Health Insurance Company – Daman, a subsidiary of PureHealth. With over two decades of experience in healthcare, finance, and management, Al Dhaheri has held several leadership positions within Abu Dhabi's healthcare sector, including Chief Commercial Officer and Chief Financial Officer at Abu Dhabi Health Services Company (SEHA), and Acting Executive Director for Health System Financing at the Department of Health – Abu Dhabi. Additionally, he has previously served as Chief Financial Officer at Al Dhafra Hospitals and held the same role at Al Ain Hospital. Al Dhaheri's strategic vision focuses on strengthening UAE’s healthcare sector, aligning with PureHealth's mission to promote longer, healthier lives for UAE residents.

Hasan Fardan Al Fardan is the Chief Executive Officer of Al Fardan Exchange, a leading financial services company in the United Arab Emirates. He has been instrumental in driving the company's digital transformation, focusing on enhancing operational efficiency and expanding digital revenue streams. Under his leadership, Al Fardan Exchange has embraced technological innovations, including the development of AI-powered solutions aimed at improving customer experience and promoting financial accessibility. Beyond his executive role, Hasan is actively involved in shaping the industry landscape. He serves as Head of the FinTech Sub-committee under the UAE’s Foreign Exchange and Remittance Group and is also a member of the International Association of Money Transfer Networks (IAMTN) Advisory Board.

Tom joined Nebras Open Finance in March 2025, driven by a commitment to ensuring the technology behind the UAE’s open financial initiative is truly world-class. With over a decade of fintech experience, he has led transformative product and technology efforts at companies like Pillar - where he launched a global credit card leveraging Open Banking and international credit bureau data - and Account Technologies, a leading UK Third-Party Provider. A Mathematics graduate from Imperial College London, Tom is passionate about open data, secure digital identity, and building citizen-centric platforms that foster true innovation.

As Chief Revenue Officer and Ecosystems Engagement Lead at Nebras, Andrea Varga plays a key role in shaping the UAE’s Open Finance ecosystem. She leads strategic partnerships, market engagement, and innovation efforts to support the national rollout of Open Finance through fintech across banking, FX, and insurance. Her previous roles include Head of Product Innovation at Aryza and Head of SME at AccountScore, where she helped pioneer Open Banking adoption in the UK. Andrea holds a Double Honours Degree in Business and Law and actively contributes to industry dialogue on data-driven financial innovation and inclusion.

John Labadorf serves as the Chief Product Officer at Nebras where he brings 18 years of technology and finance expertise. In this pivotal role, he is responsible for driving the product vision and strategy for Open Finance within the UAE and oversees the development of the AlTareq Open Finance platform. John also serves as a Non-Executive Director for global fintech companies

Previously, he was the Head of Strategy and Operations for Google Pay across EMEA and has led global product innovation teams at HSBC. John holds Dual Engineering degrees and a Master of Business Administration.